Perhaps the “F” and “Y” stand for something else…


I might as well have said, “The crow flies at midnight.”

It felt that cloak-and-dagger.

“Can I help you, sir?” asked the manager.

“Hi.  I just want to cancel my membership.”

She frowned, nodded, walked behind the counter, grabbed a coupon and wrote on the back of it, handed it to me and immediately walked away.

I looked in my hand and there it was.  The first step on my long journey out of The Stupid Tax.

Financial expert Dave Ramsey has some great stories of how we’ve all made some silly decisions that end up costing us lots and … Read More…